Sitemap: Manalapan, Marlboro and Old Bridge, New Jersey Real Estate Agent - George Golden

All agents are NOT alike! I am a top real estate expert. Call me: 732-492-2605.

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First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Q	What unique type of home is making news as an affordable, environmentally-friendly housing alternative?
A	Straw bale homes may well become the non-toxic, affordable home of choice in the future.
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George Golden, REALTOR®, real estate agent and broker for Manalapan, Marlboro and Old Bridge, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

George Golden
Coldwell Banker
335 Rte 9 South
Manalapan, NJ 07726
office: 732-462-4242
Fax: 732-462-5792
cell: 732-462-2605
georgegolden@NUMBER1EXPERT.Com
Selecting the right real estate agent is one of the most important decisions you will make. If you are buying or selling a home you will need an agent who will work for you. I can help you through honesty, integrity, sincerity, price strategy, strength of my marketing plan and extreme knowledge of the market. I am a full-time professional REALTOR.

My career as a sales associate includes experiences in all phases of real estate from residential resales and new homes to land sales. This experience makes me uniquely qualified. I will apply years of experience and understanding of making your real estate dreams come true.

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